Best Credit Card for Amazon Fresh in 2026
We ranked major rewards cards by the rates and caveats we track for Amazon Fresh. The top listed option shows up to 6% — review the notes before relying on it.
8 cards earning 2%+ at Amazon Fresh · sorted by highest cash back · updated Q2 2026
Rankings use issuer/product-page reward terms where available. Rotating categories, legacy cards, and needs-review cards are labeled separately so old or uncertain offers do not look like normal applyable recommendations.
Why #1: Strong current match: earns up to 6% cash back at Amazon Fresh, subject to the issuer's caps, exclusions, and redemption terms. Annual fee: $95/yr.
Why #2: This rotating category is active right now — consider this card at Amazon Fresh for up to 5% cash back this quarter after issuer activation.
Why #3: Limited availability: consider this only if you already have the Citi Custom Cash® Card. It may earn up to 5% cash back at Amazon Fresh, subject to the card's current terms.
Why #4: Strong current match: earns up to 5% cash back at Amazon Fresh, subject to the issuer's caps, exclusions, and redemption terms. No annual fee required.
Why #5: Strong choice at up to 4.5% est. value for Amazon Fresh. $95/yr annual fee.
Why #6: Strong choice at up to 4% est. value for Amazon Fresh. $325/yr annual fee.
Why #7: Solid up-to-3% cash back option at Amazon Fresh. No annual fee — easy to hold long-term.
Why #8: Solid up-to-3% cash back option at Amazon Fresh. No annual fee — easy to hold long-term.
Frequently Asked Questions
What is the best credit card to use at Amazon Fresh?
The top listed card at Amazon Fresh right now is the Blue Cash Preferred® Card from Amex, showing up to 6% cash back. 6% at Amazon Fresh physical stores — code as grocery (MCC 5411), earning BCP's 6% supermarket rate (up to $6,000/yr)
Does any credit card offer more than 2% at Amazon Fresh?
Yes — the Blue Cash Preferred® Card from Amex at 6%, the Chase Freedom Flex® at 5%, the Citi Custom Cash® Card at 5% all earn above 2% at Amazon Fresh.
What are rotating category credit cards?
Cards like the Chase Freedom Flex and Discover it Cash Back offer 5% cash back on rotating categories that change each quarter (up to $1,500/quarter). You must activate the bonus each quarter at the issuer's website. When Amazon Fresh's category is active, these cards can be the top earners.
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Search All Stores →Cash back rates are estimates and may vary. Rotating category cards require quarterly activation. Always verify rates with your card issuer before applying. Links on this page may be affiliate links — PennySwiper may earn a commission at no cost to you.