PennySwiper
← Search all stores
Amazon Fresh logo

Best Credit Card for Amazon Fresh in 2026

We ranked every major cash back credit card by what you actually earn at Amazon Fresh. The top pick earns 6% — here's the full breakdown.

8 cards earning 2%+ at Amazon Fresh · sorted by highest cash back · updated Q1 2026

1
AMEX
Blue Cash Preferred® Card from Amex
American Express
6% at Amazon Fresh physical stores — code as grocery (MCC 5411), earning BCP's 6% supermarket rate (up to $6,000/yr)
Annual fee: $95/yr
6%
cash back
Apply Now — Earn 6% at This Store →

Why #1: Top pick: earns 6% cash back at Amazon Fresh — the highest rate available. Annual fee of $95/yr is easily offset by heavy use.

2
Citi Custom Cash® Card
Citi Custom Cash® Card
Citi
5% auto-detects your top spend category (up to $500/mo)
Annual fee: No annual fee
5%
cash back
Apply Now — Earn 5% at This Store →

Why #2: Top pick: earns 5% cash back at Amazon Fresh — the highest rate available. No annual fee required.

3
Discover it® Cash Back
Discover it® Cash Back
Discover
5% on grocery stores — Q1 2026 ACTIVE CATEGORY (activate at Discover.com)
✅ Active this quarter · activate to earn
Annual fee: No annual fee
5%
cash back
Apply Now — Earn 5% at This Store →

Why #3: This rotating category is active right now — swipe this card at Amazon Fresh to earn 5% cash back this quarter (activation required at issuer site).

4
VISA
Amazon Prime Visa
Chase / Amazon
5% back at Amazon Fresh (online orders code as Amazon — Prime required; physical store orders may vary)
Annual fee: No annual fee
5%
cash back
Apply Now — Earn 5% at This Store →

Why #4: Top pick: earns 5% cash back at Amazon Fresh — the highest rate available. No annual fee required.

5
AMEX
Amex EveryDay Preferred® Credit Card
American Express
4.5x at Amazon Fresh physical stores — codes as grocery (MCC 5411), earning EDP's full supermarket bonus.
Annual fee: $95/yr
4.5%
cash back
Apply Now — Earn 4.5% at This Store →

Why #5: Strong choice at 4.5% — among the best non-co-branded cards for Amazon Fresh. $95/yr annual fee.

6
AMEX
American Express® Gold Card
American Express
4x at Amazon Fresh physical stores — code as grocery (MCC 5411), earning 4x Membership Rewards
Annual fee: $325/yr
4%
cash back
Apply Now — Earn 4% at This Store →

Why #6: Strong choice at 4% — among the best non-co-branded cards for Amazon Fresh. $325/yr annual fee.

7
AMEX
Blue Cash Everyday® Card from Amex
American Express
3% at Amazon Fresh physical stores — code as grocery (MCC 5411), earning BCE's 3% supermarket rate.
Annual fee: No annual fee
3%
cash back
Apply Now — Earn 3% at This Store →

Why #7: Solid 3% cash back at Amazon Fresh with no activation needed. No annual fee — easy to hold long-term.

8
Capital One Savor Cash Rewards
Capital One Savor Cash Rewards
Capital One
3% at grocery stores (excludes Walmart & Target)
Annual fee: No annual fee
3%
cash back
Apply Now — Earn 3% at This Store →

Why #8: Solid 3% cash back at Amazon Fresh with no activation needed. No annual fee — easy to hold long-term.

Frequently Asked Questions

What is the best credit card to use at Amazon Fresh?

The best card at Amazon Fresh right now is the Blue Cash Preferred® Card from Amex, earning 6% cash back. 6% at Amazon Fresh physical stores — code as grocery (MCC 5411), earning BCP's 6% supermarket rate (up to $6,000/yr)

Does any credit card offer more than 2% at Amazon Fresh?

Yes — the Blue Cash Preferred® Card from Amex at 6%, the Citi Custom Cash® Card at 5%, the Discover it® Cash Back at 5% all earn above 2% at Amazon Fresh.

What are rotating category credit cards?

Cards like the Chase Freedom Flex and Discover it Cash Back offer 5% cash back on rotating categories that change each quarter (up to $1,500/quarter). You must activate the bonus each quarter at the issuer's website. When Amazon Fresh's category is active, these cards can be the top earners.

Shop somewhere else? Find your best card.

PennySwiper covers 354+ stores. Search any store and instantly see which card earns the most.

Search All Stores →

Cash back rates are estimates and may vary. Rotating category cards require quarterly activation. Always verify rates with your card issuer before applying. Links on this page may be affiliate links — PennySwiper may earn a commission at no cost to you.