Best Credit Card for BP in 2026
We ranked every major cash back credit card by what you actually earn at BP. The top pick earns 5% — here's the full breakdown.
8 cards earning 2%+ at BP · sorted by highest cash back · updated Q1 2026
Why #1: Top pick: earns 5% cash back at BP — the highest rate available. No annual fee required.
Why #2: Strong choice at 4% — among the best non-co-branded cards for BP. No annual fee.
Why #3: Solid 3% cash back at BP with no activation needed. No annual fee — easy to hold long-term.
Why #4: Solid 3% cash back at BP with no activation needed. No annual fee — easy to hold long-term.
Why #5: Solid 3% cash back at BP with no activation needed. No annual fee — easy to hold long-term.
Why #6: Solid 3% cash back at BP with no activation needed. No annual fee — easy to hold long-term.
Why #7: Solid 3% cash back at BP with no activation needed. No annual fee — easy to hold long-term.
Why #8: Solid 3% cash back at BP with no activation needed. No annual fee — easy to hold long-term.
Frequently Asked Questions
What is the best credit card to use at BP?
The best card at BP right now is the Citi Custom Cash® Card, earning 5% cash back. 5% auto-detects your top spend category (up to $500/mo)
Does any credit card offer more than 2% at BP?
Yes — the Citi Custom Cash® Card at 5%, the Costco Anywhere Visa® at 4%, the Blue Cash Everyday® Card from Amex at 3% all earn above 2% at BP.
Shop somewhere else? Find your best card.
PennySwiper covers 354+ stores. Search any store and instantly see which card earns the most.
Search All Stores →Cash back rates are estimates and may vary. Rotating category cards require quarterly activation. Always verify rates with your card issuer before applying. Links on this page may be affiliate links — PennySwiper may earn a commission at no cost to you.