Best Credit Card for Food Lion in 2026
We ranked every major cash back credit card by what you actually earn at Food Lion. The top pick earns 6% — here's the full breakdown.
8 cards earning 2%+ at Food Lion · sorted by highest cash back · updated Q2 2026
Why #1: Top pick: earns 6% cash back at Food Lion — the highest rate available. Annual fee of $95/yr is easily offset by heavy use.
Why #2: Top pick: earns 5% cash back at Food Lion — the highest rate available. No annual fee required.
Why #3: Strong choice at 4.5% — among the best non-co-branded cards for Food Lion. $95/yr annual fee.
Why #4: Strong choice at 4% — among the best non-co-branded cards for Food Lion. $325/yr annual fee.
Why #5: Solid 3% cash back at Food Lion with no activation needed. No annual fee — easy to hold long-term.
Why #6: Solid 3% cash back at Food Lion with no activation needed. No annual fee — easy to hold long-term.
Why #7: Solid 3% cash back at Food Lion with no activation needed. No annual fee — easy to hold long-term.
Why #8: Solid 3% cash back at Food Lion with no activation needed. No annual fee — easy to hold long-term.
Frequently Asked Questions
What is the best credit card to use at Food Lion?
The best card at Food Lion right now is the Blue Cash Preferred® Card from Amex, earning 6% cash back. 6% at U.S. supermarkets (up to $6,000/yr, then 1%)
Does any credit card offer more than 2% at Food Lion?
Yes — the Blue Cash Preferred® Card from Amex at 6%, the Citi Custom Cash® Card at 5%, the Amex EveryDay Preferred® Credit Card at 4.5% all earn above 2% at Food Lion.
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Search All Stores →Cash back rates are estimates and may vary. Rotating category cards require quarterly activation. Always verify rates with your card issuer before applying. Links on this page may be affiliate links — PennySwiper may earn a commission at no cost to you.