Best Credit Card for Party City in 2026
We ranked major rewards cards by the rates and caveats we track for Party City. The top listed option shows up to 5% — review the notes before relying on it.
8 cards earning 2%+ at Party City · sorted by highest cash back · updated Q2 2026
Rankings use issuer/product-page reward terms where available. Rotating categories, legacy cards, and needs-review cards are labeled separately so old or uncertain offers do not look like normal applyable recommendations.
Why #1: Limited availability: consider this only if you already have the Citi Custom Cash® Card. It may earn up to 5% cash back at Party City, subject to the card's current terms.
Why #2: Solid up-to-3% cash back option at Party City. No annual fee — easy to hold long-term.
Why #3: Earns 2.5% cash back on purchases including Party City. A reliable flat-rate option when category bonuses do not apply.
Why #4: Earns 2% cash back on purchases including Party City. A reliable flat-rate option when category bonuses do not apply.
Why #5: Earns 2% cash back on purchases including Party City. A reliable flat-rate option when category bonuses do not apply.
Why #6: Earns 2% cash back on purchases including Party City. A reliable flat-rate option when category bonuses do not apply.
Why #7: Earns 2% cash back on purchases including Party City. A reliable flat-rate option when category bonuses do not apply.
Why #8: Earns 2% cash back on purchases including Party City. A reliable flat-rate option when category bonuses do not apply.
Frequently Asked Questions
What is the best credit card to use at Party City?
The top listed card at Party City right now is the Citi Custom Cash® Card, showing up to 5% cash back. 5% auto-detects your top spend category (up to $500/mo) — gift/novelty/party stores (MCC 5947) eligible
Does any credit card offer more than 2% at Party City?
Yes — the Citi Custom Cash® Card at 5%, the Robinhood Gold Card at 3%, the Alliant Cashback Visa® Signature Card at 2.5% all earn above 2% at Party City.
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Search All Stores →Cash back rates are estimates and may vary. Rotating category cards require quarterly activation. Always verify rates with your card issuer before applying. Links on this page may be affiliate links — PennySwiper may earn a commission at no cost to you.