Best Credit Card for Publix in 2026
We ranked every major cash back credit card by what you actually earn at Publix. The top pick earns 6% — here's the full breakdown.
8 cards earning 2%+ at Publix · sorted by highest cash back · updated Q2 2026
Why #1: Top pick: earns 6% cash back at Publix — the highest rate available. Annual fee of $95/yr is easily offset by heavy use.
Why #2: Top pick: earns 5% cash back at Publix — the highest rate available. No annual fee required.
Why #3: Strong choice at 4.5% — among the best non-co-branded cards for Publix. $95/yr annual fee.
Why #4: Strong choice at 4% — among the best non-co-branded cards for Publix. $325/yr annual fee.
Why #5: Solid 3% cash back at Publix with no activation needed. No annual fee — easy to hold long-term.
Why #6: Solid 3% cash back at Publix with no activation needed. No annual fee — easy to hold long-term.
Why #7: Solid 3% cash back at Publix with no activation needed. No annual fee — easy to hold long-term.
Why #8: Solid 3% cash back at Publix with no activation needed. No annual fee — easy to hold long-term.
Frequently Asked Questions
What is the best credit card to use at Publix?
The best card at Publix right now is the Blue Cash Preferred® Card from Amex, earning 6% cash back. 6% at U.S. supermarkets (up to $6,000/yr, then 1%)
Does any credit card offer more than 2% at Publix?
Yes — the Blue Cash Preferred® Card from Amex at 6%, the Citi Custom Cash® Card at 5%, the Amex EveryDay Preferred® Credit Card at 4.5% all earn above 2% at Publix.
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Search All Stores →Cash back rates are estimates and may vary. Rotating category cards require quarterly activation. Always verify rates with your card issuer before applying. Links on this page may be affiliate links — PennySwiper may earn a commission at no cost to you.