Best Credit Card for SiriusXM in 2026
We ranked every major cash back credit card by what you actually earn at SiriusXM. The top pick earns 6% — here's the full breakdown.
8 cards earning 2%+ at SiriusXM · sorted by highest cash back · updated Q2 2026
Why #1: Top pick: earns 6% cash back at SiriusXM — the highest rate available. Annual fee of $95/yr is easily offset by heavy use.
Why #2: Top pick: earns 5% cash back at SiriusXM — the highest rate available. No annual fee required.
Why #3: Top pick: earns 5% cash back at SiriusXM — the highest rate available. No annual fee required.
Why #4: Strong choice at 4% — among the best non-co-branded cards for SiriusXM. No annual fee.
Why #5: Solid 3% cash back at SiriusXM with no activation needed. No annual fee — easy to hold long-term.
Why #6: Solid 3% cash back at SiriusXM with no activation needed. No annual fee — easy to hold long-term.
Why #7: Solid 3% cash back at SiriusXM with no activation needed. No annual fee — easy to hold long-term.
Why #8: Solid 3% cash back at SiriusXM with no activation needed. $95/yr annual fee.
Frequently Asked Questions
What is the best credit card to use at SiriusXM?
The best card at SiriusXM right now is the Blue Cash Preferred® Card from Amex, earning 6% cash back. 6% on select U.S. streaming subscriptions
Does any credit card offer more than 2% at SiriusXM?
Yes — the Blue Cash Preferred® Card from Amex at 6%, the Citi Custom Cash® Card at 5%, the U.S. Bank Cash+® Visa Signature® at 5% all earn above 2% at SiriusXM.
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