Best Credit Card for Walmart in 2026
We ranked major rewards cards by the rates and caveats we track for Walmart. The top listed option shows up to 5% — review the notes before relying on it.
8 cards earning 2%+ at Walmart · sorted by highest cash back · updated Q2 2026
Rankings use issuer/product-page reward terms where available. Rotating categories, legacy cards, and needs-review cards are labeled separately so old or uncertain offers do not look like normal applyable recommendations.
Why #1: Limited availability: consider this only if you already have the Capital One Walmart Rewards® Mastercard. It may earn up to 5% cash back at Walmart, subject to the card's current terms.
Why #2: Solid up-to-3% cash back option at Walmart. No annual fee — easy to hold long-term.
Why #3: Solid up-to-3% cash back option at Walmart. No annual fee — easy to hold long-term.
Why #4: Earns 2.5% cash back on purchases including Walmart. A reliable flat-rate option when category bonuses do not apply.
Why #5: Earns 2% cash back on purchases including Walmart. A reliable flat-rate option when category bonuses do not apply.
Why #6: Earns 2% cash back on purchases including Walmart. A reliable flat-rate option when category bonuses do not apply.
Why #7: Earns 2% cash back on purchases including Walmart. A reliable flat-rate option when category bonuses do not apply.
Why #8: Earns 2% cash back on purchases including Walmart. A reliable flat-rate option when category bonuses do not apply.
Frequently Asked Questions
What is the best credit card to use at Walmart?
The top listed card at Walmart right now is the Capital One Walmart Rewards® Mastercard, showing up to 5% cash back. If you already have this legacy card: 5% at Walmart.com & in the Walmart app (2% in Walmart stores). New applications are no longer broadly available.
Does any credit card offer more than 2% at Walmart?
Yes — the Capital One Walmart Rewards® Mastercard at 5%, the Blue Cash Everyday® Card from Amex at 3%, the Robinhood Gold Card at 3% all earn above 2% at Walmart.
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Search All Stores →Cash back rates are estimates and may vary. Rotating category cards require quarterly activation. Always verify rates with your card issuer before applying. Links on this page may be affiliate links — PennySwiper may earn a commission at no cost to you.